Property Attributes
- MLS#777834
- TypeCondos
- Listing Status Active
- CountyBay
- CityPanama City Beach
- Area03 - Bay County - Beach
- NeighborhoodSterling Reef
- Zip32407
- Style
- Year Built2005
- Taxes$ 5465
- Price$ 430,000
- Bedrooms2
- Full Bathrooms2
- Half Bathrooms0
- Sqr Footage1076
Data Source:
Central Panhandle Association of REALTORS® (CPAR)
Property Description
*Shown by Appointment* *$20k Price Reduction!!* WOW! Sterling Reef is one of the most sought-after Gulf front communities on the beach! Low density means no waiting for an elevator and always a seat on the pool deck! This 2 bed/2 bath unit is being sold fully furnished and includes washer and dryer! New tile throughout! The main bedroom has its own private bath and glass slider providing over-sized patio access and an amazing view of the water from bed! Sterling Reef amenities include a fitness center with water view and two Gulf front pools for you to enjoy! There is also a grill area with outdoor seating. Plenty of ground floor Garage parking! Sterling Reef is located next to the County Pier, which makes it perfect for fishing, and across from Shipwreck Water Park! Walk to dining and entertainment! *All measurements/info to be confirmed by buyer/representative.
| Elementary School | Middle School | High School |
|---|---|---|
| Hutchison Beach Elementary School | Surfside Middle School | Arnold High School |
| Price History | |
|---|---|
| 3/26/2026 | Listed $449,900 |
| 7/17/2026 | 4$430,000 |
General Features
| Utilities | Electricity Available |
|---|---|
| Property Subtype | Condominium |
| Tax Year | 2024 |
| Community Features | Barbecue,Beach,Clubhouse,Elevator,Fitness Center,Park,Pool,Waterfront,Community Pool,Short Term Rental Allowed |
| County | Bay |
| Property Type | Residential |
| HOA | true |
| Subdivision Name | Sterling Reef |
| Special Listing Conditions | Listed As-Is |
| Status | Active |
| Directions | Located on Front Beach Rd across from Shipwreck Island Water Park Parking |
| High School | Arnold |
| City | Panama City Beach |
| Zoning Description | Resid Multi-Family |
| MLS Area | 03 - Bay County - Beach |
| Elementary School | Hutchison Beach |
| Land Lease Y/N | true |
| Tax Annual Amount | 5465 |
| Middle/Junior High School | Surfside |
| MLS Area Minor | 0318 - Beach - Central South |
| Standard Status | Active |
| Property Sub Type Additional | Condominium |
| Association Amenities | Beach Rights,Barbecue,Picnic Area |
| Occupancy Type | Tenant |
| Waterfront Features | Gulf,Shoreline - Sand |
| Year Built | 2005 |
| Heating | Central,Electric |
| Cooling | Central Air,Ceiling Fan(s) |
| Appliances | Electric Cooktop,Electric Oven,Electric Water Heater |
| Construction Materials | Concrete,Stucco |
| View | Gulf,Water |
| Attached Garage | false |
| Garage Y/N | true |
| Total Rooms | 2 |
| Full Baths | 2 |
| Garage Spaces | 2 |
| Architectural Style | High Rise |
| Pool Features | Fenced,In Ground,Community |
| Security Features | Building Security,Firewall(s),Fire Sprinkler System,Smoke Detector(s),Security Service |
| Unit Number | 405B |
| New Construction | false |
| Accessibility | Accessible Bedroom,Accessible Central Living Area,Accessible Doors |
Interior Features
| Total Baths | 2 |
|---|---|
| Interior Amenities | Balcony,Handicap Access,Main Level Primary,Tub Shower,Walk-In Closet(s) |
| Furnished Units | All Units |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Total Bedrooms | 2 |
| LivingAreaSource | Appraiser |
Exterior Features
| Lot Dimensions | 0X0 |
|---|---|
| Road Frontage Type | City Street |
| Building Area Total | 1076 |
| Waterfront Y/N | true |
| Road Responsibility | Public Maintained Road |
| Door Features | Insulated Doors |
| Foundation Details | Pillar/Post/Pier |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Pets
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Condos Average in 32407
In The Neighborhood
Panama City Beach
$ 658,000
- Type
- Condos
- Size
- 1,588 SqFt
- Rooms
- 3 Beds + 2 Baths
Panama City Beach
$ 419,900
- Type
- Condos
- Size
- 1,076 SqFt
- Rooms
- 2 Beds + 2 Baths
Panama City Beach
$ 429,900
- Type
- Condos
- Size
- 1,076 SqFt
- Rooms
- 2 Beds + 2 Baths
Panama City Beach
$ 415,000
- Type
- Condos
- Size
- 1,076 SqFt
- Rooms
- 2 Beds + 2 Baths
Panama City Beach
$ 415,000
- Type
- Condos
- Size
- 1,076 SqFt
- Rooms
- 2 Beds + 2 Baths
Emerald Coast Association of REALTORS®, Inc. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers
Listing data provided by: Central Panhandle Association of Realtors (CPAR)
Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating