Property Attributes
- MLS#782239
- TypeCondos
- Listing Status Active
- CountyBay
- CityPanama City
- Area03 - Bay County - Beach
- NeighborhoodVillas Of St. Thomas 3
- Zip32408
- Style
- Year Built1984
- Taxes$ 3628
- Price$ 339,000
- Bedrooms3
- Full Bathrooms2
- Half Bathrooms0
- Sqr Footage1062
Data Source:
Central Panhandle Association of REALTORS® (CPAR)
Property Description
Your Waterfront Oasis Awaits at St. Thomas Square! Waterfront Living Meets Coastal Convenience Step into this beautifully updated, fully furnished 3-bedroom, 2-bathroom condo that perfectly balances relaxation and recreation. Nestled in a premier gated community with breathtaking views of the Grand Lagoon, this move-in-ready gem offers the ultimate coastal lifestyle. Why You'll Love It: Boater's Paradise: Enjoy premier amenities including private boat dock access with slips and dedicated trailer parking. Your days on the water just got effortless! Prime Location: Situated just moments away from the beach, vibrant local dining, and top-tier entertainment. Smart & Turn-Key: Equipped with smart home technology for easy, hands-free self-management. This property is fully approved for short-term rentals--making it a stellar investment opportunity or a private vacation haven. Resort-Style Amenities: Indulge in a gated community that feels like a vacation every day, featuring a sparkling pool, relaxing sauna, and tennis courts. 💰 Seller Incentive: The seller is offering a $1,000 credit toward buyer closing costs! Whether you are looking for a lucrative vacation rental investment or your own personal slice of paradise, this Grand Lagoon treasure is ready for you. Schedule your private tour today!
| Elementary School | Middle School | High School |
|---|---|---|
| Breakfast Point Elementary School | Breakfast Point Middle School | Arnold High School |
| Price History | |
|---|---|
| 12/2/2025 | Listed $345,000 |
| 2/12/2026 | 1$340,000 |
| 2/23/2026 | Listed $339,000 |
General Features
| Sewer | Public Sewer |
|---|---|
| Utilities | Cable Connected,Electricity Available,High Speed Internet Available |
| Property Subtype | Condominium |
| Tax Year | 2024 |
| Community Features | Barbecue,Dock,Pool,Waterfront,Community Pool,Gated,Short Term Rental Allowed |
| County | Bay |
| Property Type | Residential |
| HOA | true |
| Subdivision Name | Villas Of St. Thomas 3 |
| Special Listing Conditions | Listed As-Is |
| Status | Active |
| Directions | Located on the corner of Joan Avenue and Thomas Drive. Entry gate on Joan Avenue to the left of retail shops. Once through the gate, it will be the third building on your left. |
| High School | Arnold |
| City | Panama City |
| Zoning Description | County, Resid Multi-Family |
| MLS Area | 03 - Bay County - Beach |
| Elementary School | Breakfast Point |
| Land Lease Y/N | false |
| Tax Annual Amount | 3628 |
| Middle/Junior High School | Breakfast Point |
| MLS Area Minor | 0323 - Beach - South of Grand Lagoon |
| Standard Status | Active |
| Property Sub Type Additional | Condominium |
| Association Amenities | Gated,Barbecue,Picnic Area,Sauna |
| Occupancy Type | Tenant |
| Waterfront Features | Lagoon |
| Year Built | 1984 |
| Heating | Central,Electric |
| Cooling | Central Air,Ceiling Fan(s) |
| Appliances | Washer/Dryer Stacked,Electric Oven,Electric Water Heater,Ice Maker |
| Patio/Porch Features | Balcony |
| Construction Materials | Concrete,Stucco |
| View | Lagoon,Water |
| Attached Garage | false |
| Garage Y/N | false |
| Total Rooms | 7 |
| Full Baths | 2 |
| Architectural Style | Low Rise |
| Pool Features | Fenced,In Ground,Community |
| Security Features | Gated Community,Security Gate,Smoke Detector(s) |
| Unit Number | 313 |
| Building Features | Dumpster |
| New Construction | false |
Interior Features
| Total Baths | 2 |
|---|---|
| Interior Amenities | Main Level Primary,Shower Only,Smart Thermostat,Upper Level Primary |
| Furnished Units | All Units |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Total Bedrooms | 3 |
| LivingAreaSource | Appraiser |
| Laundry Features | Stacked |
Exterior Features
| Lot Features | Paved |
|---|---|
| Lot Dimensions | 0X0 |
| Parking Features | Electric Gate,Gated,No Garage,Parking Lot |
| Building Area Total | 1062 |
| Waterfront Y/N | true |
| Exterior Amenities | Boat Slip,Dock |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Pets
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Emerald Coast Association of REALTORS®, Inc. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers
Listing data provided by: Central Panhandle Association of Realtors (CPAR)
Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating