Property Attributes
- MLS#783055
- TypeSingle Family
- Listing Status Active
- CountyBay
- CityPanama City
- Area02 - Bay County - Central
- NeighborhoodNo Named Subdivision
- Zip32405
- Style
- Year Built1990
- Taxes$ 4282
- Price$ 639,000
- Bedrooms3
- Full Bathrooms3
- Half Bathrooms0
- Sqr Footage1581
- Lot Size1.15 Acres
Data Source:
Central Panhandle Association of REALTORS® (CPAR)
Property Description
**WATERFRONT — A Rare Investor's/Fisherman's Dream on Robinson Bayou** MOTIVATED SELLER, Discover an exceptional waterfront opportunity on the peaceful, scenic Robinson Bayou—where privacy, potential, and prime location come together. This 3-bedroom, 3-bath home with a bonus room and multifunctional den is tucked high and private at the quiet end of the channel, offering **119 feet of serene waterfront frontage** and the confidence of being **high and dry—not located in a flood zone**, eliminating the need for flood insurance. An **existing survey is already in place**, saving time and expense while adding immediate value for future planning or expansion. Situated on **over one acre**, this property presents a rare opportunity for those seeking space, flexibility, and long-term investment potential—including the option to **build a second home** for rental income, multigenerational living, or a private guest retreat. Inside, the home offers a flexible layout filled with character and opportunity. The inviting den can easily serve as a **mother-in-law suite** or income-producing space, featuring a private exterior entrance, full bathroom, additional washer and dryer hookups, a cozy fireplace, and a beautiful bay window overlooking the water. This versatile area is ideal for guests, extended family, a private workspace, or a rental scenario. Boaters and fishermen will appreciate being just **approximately nine minutes of idle time to open water**, granting easy access to the winding scenic channels and natural beauty of Panama City's waterways—truly a **Fisherman's Paradise**. Despite its tranquil setting, the home is conveniently located just **five minutes from Sam's Club, premier dining, shopping, and the rapidly expanding amenities along 23rd Street**, offering the perfect balance of serenity and accessibility. At this price point, you are securing **more value than a vacant waterfront lot**, with the added benefit of a livable home ready to enjoy, update, or reimagine. The seller is also including a **one-year home warranty** for added peace of mind. This is more than a home—it's a vision waiting to be realized. With unmatched potential, flexible living spaces, an existing survey, no flood insurance requirement, and a prime bayou-front location, opportunities like this are exceptionally rare. Now is the time to make this remarkable Robinson Bayou property your own.
| Elementary School | Middle School | High School |
|---|---|---|
| Northside Elementary School | Jinks Middle School | Bay High School |
| Price History | |
|---|---|
| 1/20/2026 | Listed $648,500 |
| 1/31/2026 | 1$645,000 |
| 2/19/2026 | 1$639,000 |
General Features
| Sewer | Public Sewer |
|---|---|
| Property Subtype | Single Family Residence |
| Tax Year | 2024 |
| Community Features | Short Term Rental Allowed |
| County | Bay |
| Property Type | Residential |
| HOA | false |
| Subdivision Name | No Named Subdivision |
| Special Listing Conditions | Listed As-Is |
| Status | Active |
| Directions | From 23rd St take a left onto Frankford St. until 29th plaza take a left. The property is located at the end of the street. |
| High School | Bay |
| City | Panama City |
| Zoning Description | Resid Single Family |
| MLS Area | 02 - Bay County - Central |
| Lot Size Units | Acres |
| Lot Size Square Feet | 50094 |
| Elementary School | Northside |
| Land Lease Y/N | false |
| Tax Annual Amount | 4282 |
| Middle/Junior High School | Jinks |
| MLS Area Minor | 0204 - Bay - Central NW |
| Standard Status | Active |
| Property Sub Type Additional | Single Family Residence |
| Occupancy Type | Occupied |
| Waterfront Features | Canal Access |
| Year Built | 1990 |
| Heating | Central,Fireplace(s) |
| Cooling | Central Air,Ceiling Fan(s) |
| Appliances | Electric Water Heater,Plumbed For Ice Maker |
| Patio/Porch Features | Balcony,Deck,Open,Porch |
| Construction Materials | Wood Siding,Wood Frame |
| View | Canal |
| Garage Y/N | false |
| Total Rooms | 3 |
| Full Baths | 3 |
| Architectural Style | Florida |
| Stories Count | 2 |
| Levels | Two |
| Security Features | Carbon Monoxide Detector(s),Smoke Detector(s) |
| New Construction | false |
Interior Features
| Total Baths | 3 |
|---|---|
| Interior Amenities | Interior Steps |
| Furnished Units | None |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Total Bedrooms | 3 |
| LivingAreaSource | Appraiser |
| Total Stories | 2 |
Exterior Features
| Lot Features | Paved |
|---|---|
| Lot Size Area | 1.15 |
| Lot Dimensions | 90x80 & 150x60 & 40x80 (3parcel in the entire) |
| Mobile Home Dimensions | Feet |
| Lot Size Acres | 1.15 |
| Building Area Total | 1581 |
| Waterfront Y/N | true |
| Exterior Amenities | Boat Slip,Covered Patio,Rain Gutters |
| Foundation Details | Slab |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 32405
In The Neighborhood
Panama City
$ 399,900
- Type
- Single Family
- Size
- 1,512 SqFt
- Rooms
- 3 Beds + 2 Baths
Panama City Beach
$ 800,000
- Type
- Single Family
- Size
- 1,750 SqFt
- Rooms
- 3 Beds + 2 Baths
Port St Joe
$ 345,900
- Type
- Single Family
- Size
- 2,245 SqFt
- Rooms
- 4 Beds + 3.5 Baths
Cape San Blas
$ 949,000
- Type
- Single Family
- Size
- 2,232 SqFt
- Rooms
- 6 Beds + 5 Baths
Port St. Joe
$ 3,195,000
- Type
- Single Family
- Size
- 3,469 SqFt
- Rooms
- 5 Beds + 4 Baths
Port St. Joe
$ 1,199,000
- Type
- Single Family
- Size
- 1,668 SqFt
- Rooms
- 3 Beds + 1 Baths
Port St Joe
$ 1,150,000
- Type
- Single Family
- Rooms
- 0 Beds + 0 Baths
Lynn Haven
$ 249,900
- Type
- Single Family
- Size
- 1,296 SqFt
- Rooms
- 3 Beds + 1 Baths
Bonifay
$ 1,800,000
- Type
- Single Family
- Size
- 2,618 SqFt
- Rooms
- 4 Beds + 3 Baths
Port St. Joe
$ 2,890,000
- Type
- Single Family
- Size
- 3,615 SqFt
- Rooms
- 6 Beds + 5.5 Baths
St. George Island
$ 3,495,000
- Type
- Single Family
- Size
- 4,000 SqFt
- Rooms
- 5 Beds + 4 Baths
Port St Joe
$ 549,900
- Type
- Single Family
- Rooms
- 0 Beds + 0 Baths
Marianna
$ 59,995
- Type
- Single Family
- Size
- 948 SqFt
- Rooms
- 2 Beds + 1 Baths
Emerald Coast Association of REALTORS®, Inc. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers
Listing data provided by: Central Panhandle Association of Realtors (CPAR)
Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating