Sold
Address
8715 Surf Drive 1404, Panama City, FL
Price
$ 565,000
Property Attributes
- MLS#784199
- TypeCondos
- Listing Status Closed
- CountyBay
- CityPanama City
- Area03 - Bay County - Beach
- NeighborhoodGulf Crest Condo
- Zip32408
- Style
- Year Built2004
- Taxes$ 7138
- Price$ 565,000
- Bedrooms2
- Full Bathrooms2
- Half Bathrooms0
- Sqr Footage1310
Data Source:
Central Panhandle Association of REALTORS® (CPAR)
Property Description
Premier Gulf-Front Living at Gulf Crest! Unit 1404 offers the coastal escape buyers are searching for. This generously sized 2-bedroom, 2-bath residence with bunk area features a highly efficient layout and an ideal mid-stack position in the sought-after 23-story Gulfcrest tower. With 9-foot ceilings, an open-concept design, and expansive sliding glass doors, the condo is flooded with natural light and showcases sweeping Gulf and sunset views from the balcony, living area, dining space, kitchen, and primary suite—creating a seamless indoor-outdoor living experience. Designed with a relaxed coastal aesthetic in mind, the home lives like a beach house while offering all the conveniences of condominium ownership. Whether used as a second home, full-time residence, or vacation rental, this turnkey unit is move-in and rental ready. It conveys fully furnished with top quality furnishings, has cohesive décor throughout, and has been meticulously cared for. Durable hard-surface flooring throughout (premium LVP in living area and bedrooms) ensures easy upkeep and low maintenance. The well-appointed kitchen opens to the main living area and is fully equipped for everyday living or entertaining. Recent appliance upgrades include a Bosch dishwasher and Samsung refrigerator. Step outside to the spacious covered balcony—an ideal setting to enjoy Gulf breezes, sunsets, and evening gatherings. The Gulf-front primary suite enjoys direct balcony access and includes a private bath with walk-in shower, dual vanities, and a large walk-in closet. Additional features include a private deeded parking space, ample storage, multiple closets, and a full-size stackable washer and dryer. The flexible layout allows sleeping accommodations for up to eight guests. With strong rental appeal and excellent income potential, buyers also have the option to honor post-closing reservations. Gulfcrest HOA completed their Milestone report in 2025 and SIRS report in 2025. Reserve accounts are fully funded, there are no special assessment, and HOA dues on the development are some of the lowest on the beach. Gulf Crest amenities are also among the best on the beach and include an ample parking deck with the aforementioned assigned parking, two large Gulf-front pools, two hot tubs, a kiddie pool, poolside Tiki Bar & Grill, 294 feet of sugar-white beachfront with seasonal beach service, a Gulf-front fitness center, owner's lounge, billiards room, and three high-speed elevators. Private showings available—schedule yours today.
| Elementary School | Middle School | High School |
|---|---|---|
| Breakfast Point Elementary School | Breakfast Point Middle School | Arnold High School |
| Price History | |
|---|---|
| 1/28/2026 | Listed $614,900 |
| 3/12/2026 | 2$599,900 |
General Features
| Sewer | Public Sewer |
|---|---|
| Utilities | Cable Connected,Electricity Available,Phone Connected |
| Property Subtype | Condominium |
| Tax Year | 2025 |
| Community Features | Barbecue,Clubhouse,Elevator,Fitness Center,Gated,Community Pool,Short Term Rental Allowed |
| County | Bay |
| Property Type | Residential |
| HOA | true |
| Subdivision Name | Gulf Crest Condo |
| Status | Closed |
| Directions | Via US 98 E Take US-98 E/Back Beach Rd/Panama City Beach Pkwy -Turn right onto Moylan Rd. Turn left onto Front Beach Rd. Turn right onto Joan Ave. Turn right onto Surf Dr. Arrive at the Gulf Crest development. |
| High School | Arnold |
| City | Panama City |
| Zoning Description | Resid Multi-Family |
| MLS Area | 03 - Bay County - Beach |
| Elementary School | Breakfast Point |
| Tax Annual Amount | 7138 |
| Middle/Junior High School | Breakfast Point |
| MLS Area Minor | 0323 - Beach - South of Grand Lagoon |
| Standard Status | Closed |
| Property Sub Type Additional | Condominium |
| Association Amenities | Gazebo |
| Occupancy Type | Tenant |
| Waterfront Features | Gulf |
| Year Built | 2004 |
| Association Fee Includes | Association Management,Cable TV,Insurance,Legal/Accounting,Maintenance Grounds,Pest Control,Sewer,Trash,Water |
| Heating | Central,Electric |
| Cooling | Central Air,Ceiling Fan(s) |
| Appliances | Electric Range,Electric Water Heater |
| Patio/Porch Features | Balcony |
| Construction Materials | Concrete,Stucco |
| View | Gulf,Water |
| Attached Garage | false |
| Garage Y/N | true |
| Total Rooms | 6 |
| Full Baths | 2 |
| Garage Spaces | 1 |
| Architectural Style | High Rise |
| HOA Fee | 2896.21 |
| Assoc Fee Paid Per | Quarterly |
| Pool Features | Electric Heat,In Ground,Community |
| Security Features | Fire Alarm,Security Gate,Smoke Detector(s) |
| Unit Number | 1404 |
| Building Features | Dumpster |
| New Construction | false |
| Spa Features | Community |
Interior Features
| Total Baths | 2 |
|---|---|
| Interior Amenities | Balcony,Double Vanity,Main Level Primary,Tub Shower,Walk-In Closet(s) |
| Furnished Units | All Units |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Total Bedrooms | 2 |
| LivingAreaSource | Appraiser |
Exterior Features
| Lot Features | Paved |
|---|---|
| Lot Dimensions | 0x0 |
| Road Frontage Type | City Street |
| Parking Features | Gated |
| Building Area Total | 1310 |
| Waterfront Y/N | true |
| Road Responsibility | Public Maintained Road |
| Foundation Details | Pillar/Post/Pier |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Pets
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Condos Average in 32408
Price
Taxes
Year Built
Emerald Coast Association of REALTORS®, Inc. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers
Listing data provided by: Central Panhandle Association of Realtors (CPAR)
Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating
