Sold

Address

2601 Oak Street, Panama City Beach, FL

Listing Type

Closed

Price

$ 325,000

Property Attributes

MLS#785430
TypeSingle Family
Listing Status Closed
CountyBay
CityPanama City Beach
Area03 - Bay County - Beach
NeighborhoodTreasure Cove
Zip32408
Style
Year Built2005
Price$ 325,000
Bedrooms3
Full Bathrooms2
Half Bathrooms0
Sqr Footage1457
Lot Size0.36 Acres

Data Source:

Central Panhandle Association of REALTORS® (CPAR)

Property Description

$60,000 PRICE IMPROVEMENT, House appraised February 2026 for $449,000. INSTANT EQUITY! Appraisal is available to be shared. Exceptional value on the East End of Panama City Beach. Rarely available, this property is on a DOUBLE LOT and includes a fenced side yard with buildable potential--a valuable and increasingly hard-to-find feature that significantly enhances both usability and long-term upside. This well-maintained, move-in-ready 3-bedroom, 2-bath home features a bright open layout with vaulted ceilings and a spacious living area that flows seamlessly into the kitchen and dining space. The kitchen offers ample counter space, pantry, breakfast bar, and a large dining area ideal for everyday living or entertaining. Durable luxury vinyl plank flooring runs throughout, providing a clean, cohesive look with low-maintenance appeal. The primary suite includes a walk-in closet and private bath, while the two additional bedrooms share a full bathroom, creating a practical layout for guests, family, or a home office. The home is currently on septic, with sewer available at the street--offering the option to connect. Once connected and the septic removed, the side yard provides ample space to accommodate a large pool. Outdoors, enjoy privacy-fenced side and backyard areas along with a storage building. The side yard itself offers exceptional flexibility--whether you envision adding a second residence, guest quarters, a detached garage, or creating dedicated space for a boat, work trailer, or additional parking. With sewer accessible, the groundwork is in place to maximize the property's full potential now or in the future. Conveniently located approximately a 10-minute drive to the nearest public beach access on Thomas Drive and St. Andrews State Park, and just minutes from local schools and Naval Support Activity Panama City, this property offers both accessibility and a quiet residential setting. A price improvement combined with added land flexibility makes this a compelling opportunity worth seeing in person. **All information and measurements are believed to be accurate; however, if important to the Buyer, they should be verified.

Elementary School	Middle School	High School
Patronis Elementary School	Surfside Middle School	Arnold High School

Price History
2/23/2026	Listed $444,900
3/30/2026	1$439,000
4/17/2026	3$425,000
6/1/2026	9$385,000
7/23/2026	5$365,000

General Features

Utilities	Electricity Available,Sewer Available
Property Subtype	Single Family Residence
Community Features	Short Term Rental Allowed
County	Bay
Property Type	Residential
HOA	false
Subdivision Name	Treasure Cove
Special Listing Conditions	Listed As-Is
Status	Closed
Directions	From US Hwy. 98 (Back Beach Rd) turn onto Navy Blvd./Thomas Dr.; turn right onto Sunset Dr.; Sunset Dr. becomes Oak St. and the home will be on the left.
High School	Arnold
City	Panama City Beach
Zoning Description	Resid Single Family
MLS Area	03 - Bay County - Beach
Lot Size Units	Acres
Lot Size Square Feet	15682
Elementary School	Patronis
Middle/Junior High School	Surfside
MLS Area Minor	0319 - Beach - East
Standard Status	Closed
Property Sub Type Additional	Single Family Residence
Other Structures	Shed(s)
Occupancy Type	Occupied
Year Built	2005
Heating	Central,Electric
Cooling	Central Air,Ceiling Fan(s)
Appliances	Electric Range,Electric Water Heater
Patio/Porch Features	Covered,Porch
Construction Materials	Stucco,Wood Frame
Attached Garage	false
Garage Y/N	false
Total Rooms	7
Full Baths	2
Architectural Style	Traditional
Security Features	Smoke Detector(s)
New Construction	false
Roof	Shingle

Interior Features

Total Baths	2
Interior Amenities	Double Vanity,Main Level Primary,Walk-In Closet(s)
Furnished Units	None
Air Conditioning Y/N	true
Heating Y/N	true
Total Bedrooms	3
LivingAreaSource	Appraiser

Exterior Features

Lot Features	Paved
Lot Size Area	0.36
Lot Dimensions	157 x 100
Lot Size Acres	0.36
Building Area Total	1457
Waterfront Y/N	false
Fencing	Fenced,Privacy
Foundation Details	Slab