Address
8618 Surf Drive 117, Panama City, FL
Price
$ 198,000
Property Attributes
- MLS#789118
- TypeCondos
- Listing Status Active
- CountyBay
- CityPanama City
- Area03 - Bay County - Beach
- NeighborhoodOcean Terr. Condo.
- Zip32408
- Style
- Year Built1985
- Taxes$ 1709
- Price$ 198,000
- Bedrooms0
- Full Bathrooms1
- Half Bathrooms0
- Sqr Footage448
Data Source:
Central Panhandle Association of REALTORS® (CPAR)
Property Description
Located just steps from the Gulf, this clean and well-maintained efficiency/studio condo offers an easy coastal retreat in the heart of PCB East. The unit features a smart, functional layout with a Murphy bed to maximize living space and is being sold furnished and rental ready. Already part of the on-site rental program, this property offers flexibility for buyers looking for a private beach getaway or an income-producing investment. Enjoy Gulf-side pool access and a convenient location close to restaurants, shopping, entertainment, and all that Panama City Beach has to offer. Contact an agent today to schedule your private tour.
| Elementary School | Middle School | High School |
|---|---|---|
| Breakfast Point Elementary School | Breakfast Point Middle School | Arnold High School |
| Price History | |
|---|---|
| 4/29/2026 | Listed $199,000 |
| 7/27/2026 | 1$198,000 |
General Features
| Sewer | Public Sewer |
|---|---|
| Utilities | Cable Connected,High Speed Internet Available |
| Property Subtype | Condominium |
| Tax Year | 2025 |
| Community Features | Pool,Waterfront,Community Pool,Short Term Rental Allowed |
| County | Bay |
| Property Type | Residential |
| HOA | true |
| Subdivision Name | Ocean Terr. Condo. |
| Status | Active |
| Directions | West on Front Beach Road from the Hathaway Bridge turn left on Joan Avenue. Straight over Thomas Drive and street will turn left onto Surf Drive. Ocean Terrace will be on right. |
| High School | Arnold |
| City | Panama City |
| MLS Area | 03 - Bay County - Beach |
| Elementary School | Breakfast Point |
| Tax Annual Amount | 1709 |
| Middle/Junior High School | Breakfast Point |
| MLS Area Minor | 0323 - Beach - South of Grand Lagoon |
| Standard Status | Active |
| Property Sub Type Additional | Condominium |
| Association Amenities | Marina |
| Occupancy Type | Tenant |
| Waterfront Features | Shoreline - Sand |
| Year Built | 1985 |
| Association Fee Includes | Maintenance Grounds,Pool(s),Sewer,Water |
| Appliances | Electric Range,Electric Water Heater |
| Patio/Porch Features | Covered,Patio |
| Construction Materials | Concrete,Stucco |
| View | Gulf |
| Attached Garage | false |
| Garage Y/N | false |
| Full Baths | 1 |
| Architectural Style | Low Rise |
| Stories Count | 2 |
| Levels | Two |
| HOA Fee | 1100 |
| Assoc Fee Paid Per | Quarterly |
| Pool Features | Fenced,In Ground,Community |
| Unit Number | 117 |
| New Construction | false |
| Number Of Units Total | 1 |
Interior Features
| Total Baths | 1 |
|---|---|
| Interior Amenities | Tub Shower |
| Furnished Units | All Units |
| LivingAreaSource | Appraiser |
| Total Stories | 2 |
Exterior Features
| Lot Features | Paved |
|---|---|
| Lot Dimensions | 0x0 |
| Parking Features | Parking Lot |
| Building Area Total | 448 |
| Waterfront Y/N | false |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Pets
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Condos Average in 32408
Price
Taxes
Year Built
Emerald Coast Association of REALTORS®, Inc. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers
Listing data provided by: Central Panhandle Association of Realtors (CPAR)
Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating
