Property Attributes
- MLS#790923
- TypeSingle Family
- Listing Status Pending
- CountyBay
- CityPanama City Beach
- Area03 - Bay County - Beach
- NeighborhoodSanta Monica Beach
- Zip32413
- Style
- Year Built2018
- Taxes$ 9107
- Price$ 1,645,000
- Bedrooms4
- Full Bathrooms3
- Half Bathrooms0
- Sqr Footage2320
- Lot Size0.2 Acres
Data Source:
Central Panhandle Association of REALTORS® (CPAR)
Property Description
Welcome to 121 Belaire Drive, a furnished 4-bedroom, 3-bath beach home in the highly sought-after Santa Monica area on the desirable west end of Panama City Beach. Built in 2018 and offering approximately 2,320 square feet, this property combines modern construction, Gulf views, and short-term rental flexibility in a location just minutes from the beach. With no HOA and short-term rentals permitted, the home presents an appealing opportunity for full-time living, a second home, or an investment property. The open floor plan is designed for comfortable coastal living and effortless entertaining. Interior bamboo flooring adds warmth and durability throughout the main living areas, while the spacious layout provides room for family and guests. Offered fully furnished and including a golf cart, this home is ready to enjoy from day one. The primary suite serves as a private retreat featuring an en-suite bathroom with a double vanity and a glass-enclosed tiled shower. A private door from the suite opens to the deck, where Gulf views provide a relaxing backdrop to morning coffee or evening sunsets. Additional bedrooms and bathrooms offer flexibility for guests and rental accommodations. Home was built to help reduce maintenance concerns and enhance long-term value, including two new air-conditioning units and a tankless water heater. The exterior was freshly painted in January, and an elevator provides convenient access between levels, adding functionality throughout the home. Outdoor living is a standout feature. Situated on an elevated 80-by-110-foot lot, the property offers ample room to add a pool while still maintaining outdoor gathering space. Bamboo decking creates an inviting setting for entertaining, and the outdoor shower provides a convenient place to rinse off after a day at the beach. Parking and storage are abundant with a 2-car garage, additional storage space, and a driveway accommodating up to four vehicles. Located on the west end of Panama City Beach near beaches, dining, shopping, and entertainment, this property offers the rare combination of Gulf views, modern construction, no HOA restrictions, short-term rental potential, and turnkey furnished convenience.
| Elementary School | Middle School | High School |
|---|---|---|
| West Bay Elementary School | Surfside Middle School | Arnold High School |
| Price History | |
|---|---|
| 6/6/2026 | Listed $1,795,000 |
| 7/27/2026 | 6$1,695,000 |
| 8/20/2026 | 3$1,645,000 |
General Features
| Sewer | Public Sewer |
|---|---|
| Property Subtype | Single Family Residence |
| Tax Year | 2025 |
| Community Features | Short Term Rental Allowed |
| County | Bay |
| Property Type | Residential |
| HOA | true |
| Subdivision Name | Santa Monica Beach |
| Status | Pending |
| Directions | From the West, Hwy 98/Panama City Beach Pkwy to right on Front Beach Road to Left on Belaire Drive, house on the left. From East, Panama City Beach Pkwy to left on Oleander and right on Belaire |
| High School | Arnold |
| City | Panama City Beach |
| Zoning Description | Resid Single Family |
| MLS Area | 03 - Bay County - Beach |
| Lot Size Units | Acres |
| Lot Size Square Feet | 8712 |
| Elementary School | West Bay |
| Land Lease Y/N | false |
| Tax Annual Amount | 9107 |
| Middle/Junior High School | Surfside |
| MLS Area Minor | 0324 - Beach - West Central |
| Standard Status | Pending |
| Property Sub Type Additional | Single Family Residence |
| Occupancy Type | Occupied |
| Year Built | 2018 |
| Association Fee Includes | Association Management |
| Heating | Central |
| Cooling | Central Air,Ceiling Fan(s),Multi Units |
| Appliances | Convection Oven,Gas Range,Ice Maker,Tankless Water Heater |
| Patio/Porch Features | Balcony,Deck |
| Construction Materials | HardiPlank Type,Wood Frame |
| Attached Garage | false |
| Garage Y/N | true |
| Total Rooms | 4 |
| Full Baths | 3 |
| Garage Spaces | 2 |
| Architectural Style | Coastal |
| HOA Fee | 240 |
| Assoc Fee Paid Per | Annually |
| Security Features | Smoke Detector(s) |
| New Construction | false |
| Senior Community Y/N | false |
| Roof | Metal |
Interior Features
| Total Baths | 3 |
|---|---|
| Interior Amenities | Balcony,Double Vanity,Interior Steps,Upper Level Primary,Walk-In Closet(s) |
| Furnished Units | All Units |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Total Bedrooms | 4 |
| LivingAreaSource | Plans |
Exterior Features
| Lot Features | Paved |
|---|---|
| Lot Size Area | 0.2 |
| Lot Dimensions | 80 x 110 |
| Lot Size Acres | 0.2 |
| Road Frontage Type | City Street |
| Parking Features | Garage,Garage Door Opener,Paved |
| Building Area Total | 2320 |
| Waterfront Y/N | false |
| Exterior Amenities | Covered Patio,Outdoor Shower |
| Road Responsibility | Public Maintained Road |
| Fencing | Fenced |
| Foundation Details | Slab |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Emerald Coast Association of REALTORS®, Inc. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers
Listing data provided by: Central Panhandle Association of Realtors (CPAR)
Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating