Address

2723 Usery Road, Panama City, FL

Listing Type

Active

Price

$ 289,000

Property Attributes

MLS#792865
TypeTownhouse
Listing Status Active
CountyBay
CityPanama City
Area02 - Bay County - Central
NeighborhoodNo Named Subdivision
Zip32404
Style
Year Built2025
Taxes$ 538
Price$ 289,000
Bedrooms4
Full Bathrooms3
Half Bathrooms0
Sqr Footage2080
Lot Size0.1 Acres

Data Source:

Central Panhandle Association of REALTORS® (CPAR)

Property Description

Looking for a move-in-ready new construction home in Panama City with no HOA and the flexibility to use it as a primary residence, second home, vacation getaway, Airbnb, or income-producing rental? This spacious 4-bedroom, 3-bath townhome offers a rare combination of modern finishes, flexible living space, and investment potential--all just minutes from Tyndall Air Force Base and Panama City Beach. Step inside and immediately notice that this is not your typical townhome. The spacious open-concept floor plan offers generous living and dining areas with luxury vinyl plank flooring and plenty of room for everyday living, entertaining, or hosting guests. The modern kitchen is designed to impress with white shaker cabinetry, soft-close drawers, quartz countertops, stainless steel appliances, a large center island with additional seating and prep space, and an oversized walk-in pantry. One of the home's most desirable features is the FIRST-FLOOR BEDROOM with convenient access to a FULL BATHROOM--a hard-to-find feature that provides excellent flexibility for overnight guests, multi-generational living, a private home office, or anyone who prefers a bedroom on the main level. Upstairs, the split-bedroom floor plan provides additional privacy. The spacious primary suite features a large walk-in closet and private en-suite bathroom with dual vanities and quartz countertops. Two additional generously sized bedrooms, another full bathroom, and a conveniently located upstairs laundry room complete the second floor. Enjoy Florida living from the covered back porch overlooking the backyard, with space for grilling, relaxing, entertaining, or creating your own outdoor retreat. Built with durability, efficiency, and low-maintenance living in mind, the home features Hardie® Board siding, a Rheem® tankless water heater, a fully sodded yard, a one-year builder warranty, and a 10-year structural warranty. LOCATION MATTERS! Conveniently located just off Highway 231, this Panama City home provides quick access to grocery stores, shopping, restaurants, schools, medical facilities, and everyday conveniences. Tyndall Air Force Base is approximately 18 minutes away, while the sugar-white beaches of Panama City Beach are approximately 20 minutes away. With NO HOA and SHORT-TERM RENTALS ALLOWED, this property offers exceptional flexibility for homeowners and investors alike. Whether you're searching for new construction near Tyndall AFB, a Panama City investment property, an Airbnb or vacation rental opportunity, a second home near Panama City Beach, or simply a beautiful move-in-ready home with plenty of space, this property deserves a closer look.

Elementary School	Middle School	High School
Cedar Grove Elementary School	Merritt Brown Middle School	Bay High School

Price History
7/19/2026	Listed $289,000

General Features

Sewer	Public Sewer
Utilities	Electricity Available,High Speed Internet Available
Property Subtype	Attached
Tax Year	2025
Community Features	Short Term Rental Allowed
County	Bay
Property Type	Residential
HOA	false
Subdivision Name	No Named Subdivision
Status	Active
Directions	Head North on US Hwy 231. Turn right onto Transmitter Rd. Turn left unto Game Farm Rd at the CEFCO gas station light.. Then turn right unto Usery Rd. Last unit on the left hand side of the street.
High School	Bay
City	Panama City
MLS Area	02 - Bay County - Central
Lot Size Units	Acres
Lot Size Square Feet	4356
Elementary School	Cedar Grove
Tax Annual Amount	538.89
Middle/Junior High School	Merritt Brown
MLS Area Minor	0201 - Bay - Central NE
Standard Status	Active
Property Sub Type Additional	Attached,Townhouse
Occupancy Type	Vacant
Year Built	2025
Heating	Central,Electric
Cooling	Central Air,Ceiling Fan(s)
Appliances	Electric Range,Electric Water Heater,Tankless Water Heater
Patio/Porch Features	Covered,Porch
Construction Materials	HardiPlank Type,Vinyl Siding
Attached Garage	false
Garage Y/N	false
Total Rooms	4
Full Baths	3
Virtual Tour	https://youtu.be/HQxGY0nwHiA
Stories Count	2
Levels	Two
Security Features	Smoke Detector(s)
New Construction	true
Structure Type	Townhouse
Roof	Shingle

Interior Features

Total Baths	3
Interior Amenities	Double Vanity,Interior Steps,Tub Shower,Upper Level Primary,Walk-In Closet(s)
Furnished Units	None
Air Conditioning Y/N	true
Heating Y/N	true
Total Bedrooms	4
LivingAreaSource	Plans
Total Stories	2

Exterior Features

Lot Features	Paved
Lot Size Area	0.1
Lot Dimensions	35.25 X 117
Lot Size Acres	0.1
Road Frontage Type	City Street
Building Area Total	2080
Waterfront Y/N	false
Road Responsibility	Public Maintained Road