Address

3001 W 10th Street 202, Panama City, FL

Listing Type

Active

Price

$ 439,900

Property Attributes

MLS#794232
TypeCondos
Listing Status Active
CountyBay
CityPanama City
Area02 - Bay County - Central
NeighborhoodHarbour Village At Historic St Andrews
Zip32401
Style
Year Built2006
Taxes$ 2391
Price$ 439,900
Bedrooms2
Full Bathrooms2
Half Bathrooms1
Sqr Footage1496

Data Source:

Central Panhandle Association of REALTORS® (CPAR)

Property Description

Sunset Bayfront Retreat - Updated & Move-In Ready in Gated Harbour Village Discover peaceful waterfront living at its finest in Harbour Village, a boutique 2006-gated community of only 116 residences on the serene shores of St. Andrews Bay. This lovingly maintained 2nd-floor condo offers the perfect blend of modern comfort and timeless coastal charm in Historic St. Andrews -- a vibrant 19th-century fishing village now filled with marinas, artisan shops along Beck Avenue, and farm-to-table favorites just steps away. No short-term rentals means a true residential sanctuary year-round. Unit 202 is all about those magical west-facing views. Step onto your private balcony -- accessible from both the living room and primary suite -- and watch breathtaking sunsets paint the bay, dolphins playing in the harbor, and boats gliding by. Thoughtfully upgraded with custom finishes and tasteful décor, this home feels warm, sophisticated, and genuinely cared for -- the kind of place that instantly feels like home. Enjoy resort-style amenities that elevate everyday living: • Heated waterfront pool with sweeping bay views • State-of-the-art fitness center • Spacious community room for gatherings • Cozy outdoor fireplace for fireside evenings • Private marina with deeded boat slips (none assigned to this unit) St. Andrews living at its best: stroll to the marina, shaded boardwalks at Oaks by the Bay Park, Saturday farmers market, and local gems like Alice's on Bayview, Uncle Ernie's, and Finns. Quick access via US 98 to Panama City Beach, and everything Northwest Florida has to offer. This cherished, family-owned condo has been meticulously maintained and is now ready for its next chapter. Motivated sellers are ready to welcome the right buyer who will love it as much as we have. Rare west-facing bay views like these don't last long in Harbour Village. Schedule your private showing today and experience why this feels like coming home to the water.

Elementary School	Middle School	High School
Lucille Moore Elementary School	Jinks Middle School	Bay High School

Price History
8/18/2026	Listed $450,000
9/8/2026	2$439,900

General Features

Sewer	Public Sewer
Utilities	Cable Connected,Electricity Available,High Speed Internet Available,Phone Connected,Underground Utilities
Property Subtype	Condominium
Tax Year	2025
Community Features	Barbecue,Beach,Clubhouse,Dock,Elevator,Fitness Center,Fishing,Marina,Pool,Waterfront,Community Pool,Gated
County	Bay
Property Type	Residential
HOA	true
Subdivision Name	Harbour Village At Historic St Andrews
Special Listing Conditions	Listed As-Is
Status	Active
Directions	W 18th Street (hwy 98), South on Beck Ave., Rt. on W 10th St., Lt. into the Harbour Village Complex.
High School	Bay
City	Panama City
Zoning Description	Resid Single Family
MLS Area	02 - Bay County - Central
Elementary School	Lucille Moore
Tax Annual Amount	2391.97
Middle/Junior High School	Jinks
MLS Area Minor	0203 - Bay - Central SW
Standard Status	Active
Property Sub Type Additional	Condominium
Association Amenities	Marina,Gated,Gazebo,Barbecue
Occupancy Type	Vacant
Waterfront Features	Bayfront,Shoreline - Sand,Shoreline - Natural,Seawall
Year Built	2006
Association Fee Includes	Association Management,Clubhouse,Cable TV,Fitness Facility,Internet,Maintenance Grounds,Maintenance Structure,Pest Control,Pool(s),Sewer,Trash,Water
Heating	Central,Electric,Forced Air,Fireplace(s),Humidity Control,Separate Meters
Cooling	Central Air,Ceiling Fan(s),Humidity Control
Appliances	Electric Range,Electric Water Heater,Warming Drawer
Patio/Porch Features	Balcony
Construction Materials	Brick Veneer,HardiPlank Type,Steel Frame,Stucco,Wood Frame
View	Bay,Water
Attached Garage	false
Garage Y/N	true
Total Rooms	12
Full Baths	2
Garage Spaces	2
Architectural Style	High Rise
HOA Fee	3016.22
Assoc Fee Paid Per	Quarterly
Pool Features	Fenced,Gunite,Electric Heat,In Ground,Community
Security Features	Security System Owned,Closed Circuit Camera(s),Fire Escape,Fire Sprinkler System,Secured Garage/Parking,Gated Community,Key Card Entry,Security Lights,Fire Alarm,Security Gate,Smoke Detector(s)
Unit Number	202
Building Features	Dumpster
New Construction	false
Roof	Membrane,Metal

Interior Features

Total Baths	3
Interior Amenities	Balcony,Double Vanity,Handicap Access,Main Level Primary,Sitting Area in Primary,Soaking Tub,Separate Shower,Walk-In Closet(s),Entrance Foyer,Utility Room
Furnished Units	Partially
Air Conditioning Y/N	true
Heating Y/N	true
Fireplace Y/N	true
Total Bedrooms	2
LivingAreaSource	Appraiser
Window Features	Double Pane Windows
Half Baths	1
Fireplace Features	Electric

Exterior Features

Lot Features	Paved
Lot Dimensions	no land conveys
Road Frontage Type	City Street,Private Road
Parking Features	Electric Gate,Gated,Paved,Community Structure
Building Area Total	1496
Waterfront Y/N	true
Exterior Amenities	Dock,Rain Gutters
Road Responsibility	Public Maintained Road
Foundation Details	Pillar/Post/Pier