Just Listed
Address
128 Central Avenue, Panama City, FL
Price
$ 285,000
Property Attributes
- MLS#795634
- TypeMulti-Family
- Listing Status Active
- CountyBay
- CityPanama City
- Area02 - Bay County - Central
- NeighborhoodNo Named Subdivision
- Zip32401
- Style
- Year Built2026
- Price$ 285,000
- Bedrooms4
- Full Bathrooms3
- Half Bathrooms0
- Sqr Footage1732
- Lot Size0.19 Acres
Data Source:
Central Panhandle Association of REALTORS® (CPAR)
Property Description
SELLER IS OFFERING 5,000 IN BUYERS CLOSING COSTS! Possible rental income with mother in law! Welcome to this beautifully designed all-brick home, offering lasting durability, timeless curb appeal, and custom interior finishes throughout. From the moment you enter, you will notice the attention to detail, thoughtful design, and quality craftsmanship that make this property truly stand out. The home features inviting living spaces, stylish custom touches, and a functional layout designed for both everyday living and entertaining. The all-brick exterior provides low-maintenance beauty, while the interior offers a warm and distinctive atmosphere that feels anything but ordinary. The standout feature of this property is the private mother-in-law suite, complete with its own full kitchen, full bathroom, bedroom, and private living space. This versatile addition is ideal for extended family, visiting guests, a private home office, or potential rental income. It provides independence and privacy while remaining conveniently located on the same property. Whether you are looking for additional space for loved ones or an opportunity to generate extra income, this unique home offers flexibility that is difficult to find. Do not miss the opportunity to own a thoughtfully designed property with exceptional features and multiple possibilities.
| Elementary School | Middle School | High School |
|---|---|---|
| Cherry Street Elementary School | Rutherford Middle Middle School | Rutherford High School |
| Price History | |
|---|---|
| 9/20/2026 | Listed $285,000 |
General Features
| Sewer | Public Sewer |
|---|---|
| Utilities | Electricity Available |
| Property Subtype | Multi Family |
| Tax Year | 2026 |
| Community Features | Short Term Rental Allowed |
| County | Bay |
| Property Type | Residential |
| HOA | false |
| Subdivision Name | No Named Subdivision |
| Status | Active |
| Directions | Head west on US-98 W (15th Street) toward downtown Panama City. Continue on US-98 W for approximately 2.3 miles. Turn left onto Harrison Avenue. Continue south on Harrison Avenue for about 0.2 miles. Turn left onto Central Avenue. Continue a short distance (about 0.1 mile). 128 Central Ave will be on your left. |
| High School | Rutherford |
| City | Panama City |
| MLS Area | 02 - Bay County - Central |
| Lot Size Units | Acres |
| Lot Size Square Feet | 8538 |
| Elementary School | Cherry Street |
| Middle/Junior High School | Rutherford Middle |
| MLS Area Minor | 0202 - Bay - Central SE |
| Standard Status | Active |
| Property Sub Type Additional | Multi Family |
| Occupancy Type | Vacant |
| Year Built | 2026 |
| Heating | Heat Pump |
| Cooling | Ductless,Heat Pump |
| Appliances | Electric Oven,Electric Range,Electric Water Heater |
| Construction Materials | Brick |
| Garage Y/N | true |
| Total Rooms | 4 |
| Full Baths | 3 |
| Garage Spaces | 1 |
| New Construction | true |
| Accessibility | Accessible Common Area,Central Living Area |
| Roof | Asphalt |
Interior Features
| Total Baths | 3 |
|---|---|
| Interior Amenities | Main Level Primary |
| Furnished Units | None |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Total Bedrooms | 4 |
| LivingAreaSource | Owner |
Exterior Features
| Lot Size Area | 0.19 |
|---|---|
| Lot Dimensions | 59x145 |
| Lot Size Acres | 0.19 |
| Building Area Total | 1732 |
| Waterfront Y/N | false |
| Foundation Details | Slab |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Multi-Family Average in 32401
Price
Year Built
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- Type
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- Size
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Panama City
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- Size
- 2,438 SqFt
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Panama City
$ 1,797,000
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- Type
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- Size
- 11,664 SqFt
- Rooms
- 2 Beds + 1.5 Baths
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- Type
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- Size
- 1,914 SqFt
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Port St Joe
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- Type
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- Size
- 800 SqFt
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Panama City
$ 2,185,000
5237 Thomas Drive A & B
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- Type
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- Size
- 5,156 SqFt
- Rooms
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Panama City
$ 499,000
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- Type
- Multi-Family
- Size
- 4,104 SqFt
- Rooms
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Port St Joe
$ 589,900
605 10th Street
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- Type
- Multi-Family
- Size
- 2,825 SqFt
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Marianna
$ 209,999
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- Type
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- Size
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Panama City
$ 599,000
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- Type
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- Size
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Mexico Beach
$ 689,900
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- Type
- Multi-Family
- Size
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- Rooms
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Emerald Coast Association of REALTORS®, Inc. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers
Listing data provided by: Central Panhandle Association of Realtors (CPAR)
Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating
