Address
1434 W 10th Street, Panama City, FL
Price
$ 219,000
Property Attributes
- MLS#795645
- TypeTownhouse
- Listing Status Active
- CountyBay
- CityPanama City
- Area02 - Bay County - Central
- Neighborhood[No Recorded Subdiv]
- Zip32401
- Style
- Year Built1942
- Taxes$ 2859
- Price$ 219,000
- Bedrooms3
- Full Bathrooms1
- Half Bathrooms0
- Sqr Footage874
- Lot Size0.21 Acres
Data Source:
Central Panhandle Association of REALTORS® (CPAR)
Property Description
Updated 1942 painted-brick cottage in Oakland Terrace on a fenced lot 150 feet deep, with rooftop solar, a renovated kitchen, and an enclosed front sunroom that adds real living space beyond the 874 heated square feet. You are 4 minutes from the St. Andrews Marina and Historic St. Andrews, 5 from downtown Panama City, 6 from Ascension Sacred Heart Bay, and a half-mile walk from Oakland Terrace Park's pickleball and tennis courts, playground, and walking track. The covered front porch leads into the sunroom, a brick-walled, window-lined room with a glass entry door that works as a plant room, office, or second sitting area. A sliding barn door opens to the living room, and hardwood floors continue through the dining area and all three bedrooms. The kitchen has been redone with blue cabinetry, butcher-block counters, open shelving, shiplap walls, and stainless appliances, and it connects to a dedicated laundry room with its own door to the backyard. Out back is where this lot separates itself: deeper than many nearby lots, fully fenced, shaded by mature oaks, with a rear deck for grilling and a storage shed for bikes, kayaks, or tools. The rooftop solar array (buyer to verify ownership and system details) sits on a home that already has central heat and air and ceiling fans. Three bedrooms and a full bath with tub-shower combo, all on one level, no HOA, and FHA, VA, and conventional financing welcome. Naval Support Activity Panama City is about 14 minutes away, Tyndall AFB about 21, and the Gulf beaches at St. Andrews State Park about 18.
| Elementary School | Middle School | High School |
|---|---|---|
| Lucille Moore Elementary School | Jinks Middle School | Bay High School |
| Price History | |
|---|---|
| 9/20/2026 | Listed $219,000 |
General Features
| Utilities | Electricity Available,Sewer Available |
|---|---|
| Property Subtype | Attached |
| Tax Year | 2025 |
| County | Bay |
| Property Type | Residential |
| HOA | false |
| Subdivision Name | [No Recorded Subdiv] |
| Special Listing Conditions | Listed As-Is |
| Status | Active |
| Directions | W on 11th, S. on Lisenby, W on 10th |
| High School | Bay |
| City | Panama City |
| Zoning Description | Resid Single Family |
| MLS Area | 02 - Bay County - Central |
| Lot Size Units | Acres |
| Lot Size Square Feet | 8712 |
| Elementary School | Lucille Moore |
| Tax Annual Amount | 2859.49 |
| Middle/Junior High School | Jinks |
| MLS Area Minor | 0203 - Bay - Central SW |
| Standard Status | Active |
| Property Sub Type Additional | Attached |
| Occupancy Type | Occupied |
| Year Built | 1942 |
| Heating | Central,Electric |
| Cooling | Central Air,Ceiling Fan(s) |
| Garage Y/N | false |
| Total Rooms | 7 |
| Full Baths | 1 |
| Architectural Style | Florida |
| Stories Count | 1 |
| Levels | One |
| New Construction | false |
Interior Features
| Total Baths | 1 |
|---|---|
| Interior Amenities | Main Level Primary |
| Furnished Units | None |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Total Bedrooms | 3 |
| LivingAreaSource | Appraiser |
| Total Stories | 1 |
Exterior Features
| Lot Size Area | 0.21 |
|---|---|
| Lot Dimensions | 60.0 ft x 150.0 ft |
| Lot Size Acres | 0.21 |
| Building Area Total | 874 |
| Waterfront Y/N | false |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Pets
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Townhouse Average in 32401
Price
Taxes
Year Built
In The Neighborhood
Just Listed
Santa Rosa Beach
$ 389,900
183 Old Barn Way
Santa Rosa Beach, FL 32459
- Type
- Townhouse
- Size
- 1,492 SqFt
- Rooms
- 3 Beds + 2.5 Baths
Panama City
$ 490,000
5108 Blue Harbor Drive
Panama City, FL 32404
- Type
- Townhouse
- Size
- 2,722 SqFt
- Rooms
- 3 Beds + 2.5 Baths
Panama City Beach
$ 225,000
17751 Panama City Beach Parkway 13b
Panama City Beach, FL 32413
- Type
- Townhouse
- Size
- 1,100 SqFt
- Rooms
- 2 Beds + 2.5 Baths
Freeport
$ 200,000
20 N Sand Palm Road 16
Freeport, FL 32439
- Type
- Townhouse
- Size
- 1,152 SqFt
- Rooms
- 2 Beds + 2.5 Baths
Bonifay
$ 85,000
100 J Harvey Ethridge Street
Bonifay, FL 32425
- Type
- Townhouse
- Size
- 2,082 SqFt
- Rooms
- 1 Beds + 1 Baths
Panama City Beach
$ 399,000
8675 Tropics Avenue
Panama City Beach, FL 32413
- Type
- Townhouse
- Size
- 1,315 SqFt
- Rooms
- 2 Beds + 2 Baths
Panama City Beach
$ 499,999
2626 Allison Avenue B
Panama City Beach, FL 32408
- Type
- Townhouse
- Size
- 1,918 SqFt
- Rooms
- 3 Beds + 3.5 Baths
Panama City Beach
$ 675,000
17878 Front Beach Road A2
Panama City Beach, FL 32413
- Type
- Townhouse
- Size
- 1,908 SqFt
- Rooms
- 3 Beds + 3 Baths
Panama City
$ 289,000
2727 Usery Road
Panama City, FL 32404
- Type
- Townhouse
- Size
- 2,080 SqFt
- Rooms
- 4 Beds + 3 Baths
Lynn Haven
$ 235,000
716 E 24th Street
Lynn Haven, FL 32444
- Type
- Townhouse
- Size
- 1,370 SqFt
- Rooms
- 3 Beds + 2 Baths
Fort Walton Beach
$ 254,900
1818 Whispering Oaks Lane
Fort Walton Beach, FL 32547
- Type
- Townhouse
- Size
- 1,450 SqFt
- Rooms
- 3 Beds + 2.5 Baths
Lynn Haven
$ 185,000
911 Bradley Circle
Lynn Haven, FL 32444
- Type
- Townhouse
- Size
- 1,170 SqFt
- Rooms
- 2 Beds + 2 Baths
Emerald Coast Association of REALTORS®, Inc. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers
Listing data provided by: Central Panhandle Association of Realtors (CPAR)
Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating
