Open House Sat, Sep 26th 10:00 AM - 01:00 PM

Address

300 Breakwater Boulevard, Panama City Beach, FL

Listing Type

Active

Price

$ 1,195,000

Property Attributes

MLS#1010540
TypeSingle Family
Listing Status Active
CountyBay
CityPanama City Beach
AreaBay County
NeighborhoodBreakwater at Ward Creek
Zip32413
StyleBeach House
Year Built2025
Taxes$ 1354
Price$ 1,195,000
Bedrooms4
Full Bathrooms3
Half Bathrooms1
Sqr Footage3065
Lot Size0.17 Acres

Data Source:

Emerald Coast MLS (ECAR)

Property Description

Seller will contribute up to $30,000 toward an interest-rate buydown or buyer closing costs with an acceptable offer! The most upgraded home to ever hit the market in Breakwater at Ward Creek. This 4-bedroom, 3.5-bath, 3,065 sq ft residence on a preserve-backing homesite has been finished years ahead of the standing inventory, with a level of detail that shows better than the model homes. Step into a two-story foyer with 20-foot ceilings, custom beam work, added window and door casing throughout, and a glass-enclosed wine cellar built under the stairs as an architectural feature. The kitchen carries KitchenAid appliances, a Thor cooktop, a custom wood vent hood with a top-tier exhaust system, marble counters that replaced all original quartz throughout the home, cabinet toppers, glass bar cabinetry, slide-out drawer systems, and full under- and in-cabinet lighting. The pantry was rebuilt into the largest available in a Toll Brothers floor plan, with custom shelving, marble counter, and a second LG refrigerator. Solid wood cabinetry was added in the mudroom, laundry, and primary bath, with new tile backsplashes, a shiplap accent wall, and gold fixtures and hardware carried through the home. Every closet is a custom build-out with drawers and shelving and dedicated lighting. The primary suite includes wireless motorized shades and a new dual shower with high-end tile and a custom waterfall design. Behind the home, a full front-and-back makeover delivers a saltwater pool and spa, fire pit with fire bowls, outdoor TV, landscape lighting, all backing to HOA preserve so the view stays yours. A four-zone security camera system, whole-home WiFi coverage, custom tongue-and-groove porch ceilings, a fresh top-to-bottom interior repaint, and a three-car tandem garage with significant storage complete the home. This is not a project. It is move-in-ready luxury with nothing left to decide. Furniture negotiable. Breakwater at Ward Creek is a gated community in one of Panama City Beach's strongest growth corridors. Its brand-new clubhouse just opened, with a fitness center, indoor and outdoor living spaces, a zero-entry pool with sun shelf and lap lane, cabana seating, a playground, tennis and pickleball courts, and a large outdoor green space. Nearby, the West Bay Town Center is bringing a new Publix and shopping, a new FSU Health hospital is underway, and a new Intracoastal marina is planned.

Elementary School	Middle School	High School
West Bay Elementary School	Surfside Middle School	Arnold High School

Price History
8/25/2026	Listed $1,195,000

General Features

Utilities	Electric,Gas - Natural,Phone,Public Water,TV Cable,Underground
Zoning	Resid Single Family
Property Subtype	Detached Single Family
Community Features	Pickle Ball,Community Room,Exercise Room,Gated Community,Picnic Area,Playground,Pool,Tennis
County	Bay
Property Type	Residential
Subdivision Name	Breakwater at Ward Creek
Status	Active
Buyer Financing	Conventional,FHA,VA
Directions	From Hwy 98, turn on Hwy 79 going north. 2.6 miles Breakwater community will be on your left.
High School	Arnold
City	Panama City Beach
MLS Area	27 - Bay County
Lot Size Units	Acres
Lot Size Square Feet	7405.2
Elementary School	West Bay
Middle/Junior High School	Surfside
MLS Area Minor	2722 - Beach - North West
Standard Status	Active
Sewer	Public Sewer
Tax Assessed Value	210
Cooling	Central Air
Garage Spaces	3
Patio/Porch Features	Patio Covered,Porch
Architectural Style	Beach House
Construction Materials	Siding CmntFbrHrdBrd
Year Built	2025
Stories Count	2
Tax Year	2025
New Construction	false
Attached Garage	true
Total Rooms	6
Carport Y/N	false
Property Condition	Construction Complete
Association Fee Includes	Accounting,Master Association,Recreational Faclty,Trash
Pool Features	Pool - Heated,Pool - In-Ground,Pool Type
HOA	true

Interior Features

Total Baths	4
Interior Amenities	Breakfast Bar,Ceiling Beamed,Ceiling Tray/Cofferd,Kitchen Island,Lighting Recessed,Newly Painted,Pantry,Shelving,Walls Paneled,Washer/Dryer Hookup
Flooring	Floor Tile,Floor Vinyl
Air Conditioning Y/N	true
Window Features	Window Treatment All

Exterior Features

Lot Features	Sidewalk,Survey Available,Wooded
Lot Size Area	0.17
Lot Dimensions	60'x120'
Lot Size Acres	0.17
Road Surface Type	Paved
Exterior Amenities	Fenced Back Yard,Hot Tub,Separate Living Area,Sprinkler System
Foundation Details	Slab
Building Area Total	3065
Total Parking	3