Property Attributes
- MLS#998481
- TypeSingle Family
- Listing Status Active
- CountyBay
- CityPanama City Beach
- AreaBay County
- NeighborhoodMIRAMAR BEACH
- Zip32413
- StyleBeach House
- Year Built1995
- Taxes$ 4203
- Price$ 865,000
- Bedrooms2
- Full Bathrooms2
- Half Bathrooms0
- Sqr Footage1255
- Lot Size0.15 Acres
Data Source:
Emerald Coast MLS (ECAR)
Property Description
Welcome to this charming beach cottage in the heart of Panama City Beach's Tourist District, just steps from the Gulf! Enjoy breathtaking Gulf views and unforgettable sunsets from your private lookout deck--the perfect spot for morning coffee or evening relaxation. Inside, the open-concept floor plan features vaulted ceilings, a cozy gas fireplace, tile flooring, and a beautifully updated kitchen with quartz countertops. Designed for coastal living, the home offers generous covered outdoor living space that's perfect for entertaining, beachside BBQs, and relaxing after a day in the sun. Paver accents enhance the exterior, while the outdoor shower makes rinsing off after the beach a breeze. The property also includes a 16' x 20' storage shed and a golf cart for easy trips to the beach and nearby attractions. Located just 250 feet from Public Beach Access 76A, this furnished property is short-term rental eligible with projected annual rental income of up to $70,000. Adding to its unique appeal, the property is zoned Commercial High Intensity (CH), offering exceptional long-term flexibility and investment potential. Commercial High Intensity zoning allows for a variety of residential, lodging, retail, office, restaurant, and other commercial uses, subject to City approval and applicable development standards. Energy-efficient solar panels help keep utility costs low, with an average electric bill of just $104 per month over the past 12 months. Plus, the appliances, HVAC system, roof, water heater, and solar panels are all less than four years old, providing added peace of mind. Conveniently located approximately 0.5 to 1.5 miles from local favorites including Carousel Supermarket, Thomas' Donuts, McGuire's Irish Pub, and Pier Park, this property offers the perfect blend of beach cottage charm, investment opportunity, and future potential. All measurements are approximate and should be verified by the buyer if important.
| Elementary School | Middle School | High School |
|---|---|---|
| West Bay Elementary School | Surfside Middle School | Arnold High School |
| Price History | |
|---|---|
| 5/29/2026 | Listed $875,000 |
| 7/6/2026 | 1$865,000 |
General Features
| Utilities | Electric,Gas - Natural |
|---|---|
| Zoning | Resid Single Family |
| Property Subtype | Detached Single Family |
| County | Bay |
| Property Type | Residential |
| Subdivision Name | MIRAMAR BEACH |
| Status | Active |
| Directions | From Inlet Beach, travel east on Front Beach Road. Property is located on the left at the corner of Wells Street and Front Beach Road. |
| High School | Arnold |
| City | Panama City Beach |
| MLS Area | 27 - Bay County |
| Lot Size Units | Acres |
| Lot Size Square Feet | 6534 |
| Elementary School | West Bay |
| Middle/Junior High School | Surfside |
| MLS Area Minor | 2724 - Beach - West Central |
| Standard Status | Active |
| View | Gulf |
| Heating | Central |
| Cooling | Central Air |
| Patio/Porch Features | Patio Covered,Patio Open |
| Architectural Style | Beach House |
| Construction Materials | Roof Solar Energy,Stucco |
| Year Built | 1995 |
| Stories Count | 1 |
| Tax Year | 2025 |
| New Construction | false |
| Total Rooms | 4 |
| Carport Y/N | false |
| Property Condition | Construction Complete |
| Other Structures | Shed |
Interior Features
| Total Baths | 2 |
|---|---|
| Flooring | Floor Tile |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Furnished Y/N | Furnished - Some |
| Fireplace Features | Fireplace Gas |
| Fireplace Y/N | true |
Exterior Features
| Lot Features | See Remarks |
|---|---|
| Lot Size Area | 0.15 |
| Lot Dimensions | 53 x 120 |
| Lot Size Acres | 0.15 |
| Road Frontage Type | City Street |
| Fencing | Fenced Lot-All |
| Building Area Total | 1255 |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Emerald Coast Association of REALTORS®, Inc. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers
Listing data provided by: Central Panhandle Association of Realtors (CPAR)
Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating