Address

9900 S Thomas Drive 1003, Panama City Beach, FL

Listing Type

Active

Price

$ 649,000

Property Attributes

MLS#791406
TypeCondos
Listing Status Active
CountyBay
CityPanama City Beach
Area03 - Bay County - Beach
NeighborhoodShores Of Panama
Zip32408
Style
Year Built2007
Price$ 649,000
Bedrooms2
Full Bathrooms2
Half Bathrooms1
Sqr Footage1131

Data Source:

Central Panhandle Association of REALTORS® (CPAR)

Property Description

RARE GULF-FRONT CORNER UNIT WITH AN OVERSIZED WRAPAROUND BALCONY, RESERVED PARKING SPOT + OWNER FINANCING AVAILABLE AT 2.9% INTEREST RATE! Opportunities like this rarely come available at Shores of Panama. This spectacular Gulf-front corner residence features one of the most sought-after floor plans in the entire resort, highlighted by an enormous wraparound balcony that delivers breathtaking panoramic views of the emerald-green Gulf waters, sugar-white beaches, and the resort's world-famous lagoon-style pool. Unlike standard balconies, this expansive outdoor living space provides multiple seating areas, incredible sunset views, and a front-row seat to everything that makes Panama City Beach one of the Gulf Coast's most desirable destinations. Inside, floor-to-ceiling glass fills the residence with natural light while showcasing stunning water views from nearly every angle. The spacious 2-bedroom plus bunk room, 2.5-bath layout sleeps just like a 3 bedroom and comfortably accommodates family and guests while offering exceptional flexibility and rental appeal. The beautifully appointed kitchen is designed for entertaining, featuring granite countertops, white shaker cabinetry, stainless steel appliances, and abundant workspace for hosting unforgettable beach gatherings. The open-concept living area is enhanced by upscale designer furnishings, custom tile flooring throughout, and absolutely no carpet, creating a sophisticated coastal atmosphere that is both elegant and easy to maintain. Wake up each morning to Gulf views from the luxurious beachfront primary suite, complete with private balcony access and a spacious ensuite bath. Additional guest accommodations include a generously sized guest bedroom and dedicated bunk room, making this residence ideal for large families and vacationing guests. Adding even more value, this residence includes a dedicated parking space located directly outside the unit on the same floor--a rare convenience that allows you to walk straight from your vehicle to your front door without ever waiting on an elevator. Shores of Panama continues to be one of Panama City Beach's premier resort destinations, featuring Florida's largest lagoon-style pool, an expansive tropical pool deck, beachside hot tubs, indoor heated pool, sauna, steam room, fitness center, spa services, on-site dining, and direct beach access. You're also just minutes from Pier Park, waterfront dining, entertainment venues, and the brand-new Topgolf attraction. For buyers looking to maximize affordability, the seller is offering a special financing opportunity, creating an incredible chance to own one of the most desirable Gulf-front corner units in Panama City Beach. Whether you're searching for a luxury beachfront getaway, an income-producing vacation property, or both, this extraordinary residence delivers the views, amenities, location, and lifestyle that buyers dream about. Rare wraparound balcony. Gulf-front corner location. Same-floor parking. Owner financing available. This is the one buyers wait for.

Elementary School	Middle School	High School
Breakfast Point Elementary School	Breakfast Point Middle School	Arnold High School

Price History
6/16/2026	Listed $699,950
9/14/2026	7$649,000

General Features

Sewer	Public Sewer
Utilities	Cable Connected,Electricity Available,Phone Connected
Property Subtype	Condominium
Tax Year	2025
Community Features	Barbecue,Beach,Fitness Center,Gated,Park,Pool,Waterfront,Community Pool
County	Bay
Property Type	Residential
HOA	true
Subdivision Name	Shores Of Panama
Special Listing Conditions	Listed As-Is
Status	Active
Buyer Financing	Seller Financing
Directions	From Front Beach road heading East, turn onto Thomas Drive on the west end and Shores will be on your right
High School	Arnold
City	Panama City Beach
Zoning Description	Resort
MLS Area	03 - Bay County - Beach
Elementary School	Breakfast Point
Land Lease Y/N	false
Middle/Junior High School	Breakfast Point
MLS Area Minor	0318 - Beach - Central South
Standard Status	Active
Property Sub Type Additional	Condominium
Association Amenities	Other,See Remarks,Beach Rights,Game Room,Gated,Gazebo,Barbecue,Picnic Area
Occupancy Type	Tenant
Waterfront Features	Gulf
Year Built	2007
Association Fee Includes	Association Management,Clubhouse,Cable TV,Internet,Maintenance Grounds,Other,Pest Control,Playground,Pool(s),Recreation Facilities,See Remarks,Security,Water
Heating	Central,Electric
Cooling	Ceiling Fan(s)
Appliances	Electric Oven,Electric Water Heater,Ice Maker
Patio/Porch Features	Balcony,Deck,Covered,Patio,Porch
Construction Materials	Concrete
View	Gulf,Water
Attached Garage	false
Garage Y/N	false
Total Rooms	7
Full Baths	2
Architectural Style	High Rise
HOA Fee	4350
Assoc Fee Paid Per	Quarterly
Pool Features	Gunite,Electric Heat,Gas Heat,In Ground,Community
Security Features	Fire Sprinkler System,Secured Garage/Parking,24 Hour Security,Fire Alarm,Security Service
Unit Number	1003
Building Features	Dumpster
New Construction	false
Accessibility	Accessible Washer/Dryer

Interior Features

Total Baths	3
Interior Amenities	Balcony,Main Level Primary
Furnished Units	All Units
Air Conditioning Y/N	true
Heating Y/N	true
Total Bedrooms	2
LivingAreaSource	Plans
Window Features	Storm Window(s)
Half Baths	1

Exterior Features

Lot Dimensions	0x0
Parking Features	Additional Parking,Gated,Parking Lot
Building Area Total	1131
Waterfront Y/N	true
Exterior Amenities	Deck,Patio
Door Features	Storm Door(s)