Address
9900 S Thomas Drive Unit 2131, Panama City Beach, FL
Price
$ 675,000
Property Attributes
- MLS#1010650
- TypeCondos
- Listing Status Pending
- CountyBay
- CityPanama City Beach
- AreaBay County
- NeighborhoodSHORES OF PANAMA
- Zip32408
- StyleN-A
- Year Built2007
- Taxes$ 6248
- Price$ 675,000
- Bedrooms3
- Full Bathrooms3
- Half Bathrooms0
- Sqr Footage1400
Data Source:
Emerald Coast MLS (ECAR)
Property Description
Stop Waiting on the Bank. Start Owning the Beach. Your Name on the Deed. Your Terms!!! Unit 2131 is now available with OWNER FINANCING. Here's the opportunity: 20% Down 5% Interest 5-Year Balloon No Debt on your credit No credit check No hassle to verified income As an investor, there are things that are important to you; cashflow, something to enjoy with family and also pays for itself. This creates the opportunity where all those things exists. Especially in today's economic climate, where interest rates and lending conditions can be influenced by factors beyond your control, this is the perfect way to take control of how you invest comfortably. This end unit speaks for itself, perfectly positioned with a highly sought-after wraparound balcony with breathtaking panoramic views, offering an elevated beachfront experience that truly sets it apart. Whether you're looking for a vacation getaway, second home, or investment opportunity, this property offers a combination that's hard to find: prime location, incredible views, and flexible owner financing!! The unit also comes with 2 deeded parking spaces sold separately.
| Elementary School | Middle School | High School |
|---|---|---|
| Breakfast Point Elementary School | Breakfast Point Middle School | Arnold High School |
| Price History | |
|---|---|
| 8/26/2026 | Listed $680,000 |
| 9/2/2026 | 1$675,000 |
General Features
| Utilities | Electric |
|---|---|
| Property Subtype | Condominium |
| County | Bay |
| Property Type | Residential |
| Subdivision Name | SHORES OF PANAMA |
| Status | Pending |
| Buyer Financing | Bond Money Available,Conventional,FHA,VA |
| Directions | From the Hathaway bridge head west on us-98, Use the right 3 lanes to turn slightly right to stay on US-98 w, turn slightly left onto FL-30 W/Front Beach Rd, turn left onto Thomas Dr, Turn right onto S Thomas Dr, 9900 S Thomas Dr. |
| High School | Arnold |
| City | Panama City Beach |
| MLS Area | 27 - Bay County |
| Lot Size Units | Acres |
| Elementary School | Breakfast Point |
| Middle/Junior High School | Breakfast Point |
| MLS Area Minor | 2718 - Beach - Central South |
| Standard Status | Pending |
| Waterfront Features | Bay |
| Cooling | Ceiling Fans |
| Garage Spaces | 2 |
| Architectural Style | N/A |
| Year Built | 2007 |
| Tax Year | 2025 |
| New Construction | false |
| Total Rooms | 5 |
| Carport Y/N | false |
| Property Condition | Construction Complete |
| Pool Features | Pool Type |
| Unit Number | UNIT 2131 |
Interior Features
| Total Baths | 3 |
|---|---|
| Air Conditioning Y/N | true |
Exterior Features
| Waterfront Y/N | true |
|---|---|
| Building Area Total | 1400 |
| Parking Features | See Remarks |
| Total Parking | 2 |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Pets
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Condos Average in 32408
Price
Taxes
Year Built
In The Neighborhood
Just Listed
Panama City Beach
$ 265,000
9900 S Thomas Drive 1805
Panama City Beach, FL 32408
- Type
- Condos
- Size
- 473 SqFt
- Rooms
- 0 Beds + 1 Baths
Panama City Beach
$ 570,000
9900 S Thomas Drive Unit 1728
Panama City Beach, FL 32408
- Type
- Condos
- Size
- 1,525 SqFt
- Rooms
- 3 Beds + 3 Baths
Panama City Beach
$ 300,000
9900 S Thomas Drive Unit 1010
Panama City Beach, FL 32408
- Type
- Condos
- Size
- 911 SqFt
- Rooms
- 2 Beds + 1.5 Baths
Panama City Beach
$ 295,000
9900 S Thomas Drive 510
Panama City Beach, FL 32408
- Type
- Condos
- Size
- 911 SqFt
- Rooms
- 2 Beds + 1.5 Baths
Panama City
$ 349,000
9900 S Thomas Drive 115
Panama City, FL 32408
- Type
- Condos
- Size
- 907 SqFt
- Rooms
- 1 Beds + 2 Baths
Panama City
$ 349,900
9900 S Thomas Drive 1612
Panama City, FL 32408
- Type
- Condos
- Size
- 907 SqFt
- Rooms
- 2 Beds + 2 Baths
Panama City Beach
$ 335,000
9900 S Thomas Drive 2213
Panama City Beach, FL 32408
- Type
- Condos
- Size
- 907 SqFt
- Rooms
- 2 Beds + 2 Baths
Panama City Beach
$ 320,000
9900 S Thomas Drive 1214
Panama City Beach, FL 32408
- Type
- Condos
- Size
- 907 SqFt
- Rooms
- 2 Beds + 2 Baths
Panama City Beach
$ 329,900
9900 S Thomas Drive 1702
Panama City Beach, FL 32408
- Type
- Condos
- Size
- 980 SqFt
- Rooms
- 1 Beds + 2 Baths
Panama City Beach
$ 395,000
9900 S Thomas Drive 2020
Panama City Beach, FL 32408
- Type
- Condos
- Size
- 1,102 SqFt
- Rooms
- 2 Beds + 2.5 Baths
Panama City Beach
$ 290,000
9900 S Thomas Drive 1410
Panama City Beach, FL 32408
- Type
- Condos
- Size
- 911 SqFt
- Rooms
- 1 Beds + 1.5 Baths
Panama City Beach
$ 345,000
9900 S Thomas Drive 1917
Panama City Beach, FL 32408
- Type
- Condos
- Size
- 907 SqFt
- Rooms
- 2 Beds + 2 Baths
Emerald Coast Association of REALTORS®, Inc. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers
Listing data provided by: Central Panhandle Association of Realtors (CPAR)
Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating
